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Latest addition on our Credit - State Resources:

Click on your state to find state specific information related to Credit or to access your local news:

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  Hot Topics
 
    Liability on accounts
    Truth in Lending Act
    Fair Credit Billing Act
    Fair Credit Reporting Act
    Open-end credit
    Residual value
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  Did You Know?
 
Adding to family member’s credit card account increases your score over 20 points

Ask to be added to a family member’s credit card account and ensure that the credit card company has your social security number for reference. However, you should make sure that the account that you are added onto has a low balance and a positive payment history for up to ten years. If that be the case, you will be associated with the family member’s payment history and the low debt ratio, which can boost your score considerably.
 


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